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Preferred Checking
An average balance account that gives you more.
If you write a lot of checks and use ATMs frequently, Bank of Kansas' Preferred Checking gives you this AND offers a combination of unlimited CheckCard transactions, 50 free checks, and Overdraft Allowance for the occasional mistake.

Features:

To open your Preferred Checking Account
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Read about
other fees.

  • Unlimited CheckCard transactions
  • $50 opening balance
  • 50 checks* and 20 deposits free each month
  • FREE Online Banking via DirectBanker
  • FREE account access via phone using ExpressLine 24
  • Bank of Kansas Visa CheckCard No monthly fees with average daily balance of $795 or minimum daily balance of $495

    Note*: Payments via bill pay may not be electronic and could count as a check.



Preferred Checking customers can use a Non-Bank of Kansas ATM for withdrawals and deposits up to 5 times each statement cycle with no foreign ATM charges imposed by Bank of Kansas.

MONEY MARKET
Put your money to work for you. Our money market account earns interest on your money while making it available to you via checks and CheckCards. Find out whether a money market account makes sense for you!

PAY BILLS FASTER
Online Bill Pay can save time, reduce paper clutter and eliminate the need to buy postage stamps. Find out more!

Member FDIC

Bank of Kansas' Overdraft Allowance

An overdraft fee of $27.50 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (five free days per statement cycle). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and Bank of Kansas reserves the right not to pay. For example, Bank of Kansas typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.

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