Bank accounts and services

Accounts & Services

Bank of Kansas provides a variety of accounts and services to give you easy, flexible access to your money.

Checking
Choose your account option to meet your style of banking.

Certificates of Deposit (CDs)
Ability to earn higher interest with the flexibility to set the term to meet your needs.

Money Markets
Earn competitive interest and still have access to your funds if you need them.

Savings
A great way to get in the habit of saving for the future.

Bank of Kansas VISA CheckCard
Conveniently make everyday purchases and get cash at ATMs.

Online Banking
It's easy to access your Bank of Kansas accounts, pay bills or transfer money between accounts 24 hours a day, 7 days a week.

Overdraft AllowanceAn overdraft protection service that gives you peace of mind if you accidentally overdraw your account (or you miscalculate your balance).

Allpoint ATM Network
Access to 35,000 fee-free ATMs nationwide.

LifeLock ID Theft Protection
Bank of Kansas partners with LifeLock to give you a 10% discount on your membership.

With each Bank of Kansas product and service you use, you'll experience a personal financial advisor to work with you to build a financial account plan that fits your lifestyle.

Bank of Kansas' Overdraft Allowance

An overdraft fee of $27.50 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (five free days per statement cycle). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and Bank of Kansas reserves the right not to pay. For example, Bank of Kansas typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.